Your money is protected by design.
Your money is released to a business only as it proves real, verified progress, and its spending is checked against real invoices. Identity, company and fraud checks run on every raise. Below is the actual system, working live on a sample raise.
Go-live readiness
Registry verified, all directors KYC-verified, ownership confirmed, all 10 agreements signed, forecasts complete.
Company fraud scan
No fraud signals raised.
Audit chain
8 hash-chained events. Each links to the previous hash, so any edit breaks verification.
Milestone funding engine
Released
£40,000
Locked in escrow
£350,000
Release fee charged
£140
M1
Prototype build
£40,000
Released
M2
Development complete
£80,000
Locked
M3
Beta launch
£60,000
Locked
M4
Public launch
£90,000
Locked
M5
Scale phase
£120,000
Locked
Only the first non-released milestone is ever in play. Ordered progression is enforced by the state machine.
Invoice-controlled payments
Valid developer invoice
£18,000
Paid to supplier · paid
Fraud score 0
Out-of-category spend
£6,000
Blocked · blocked
Category "equipment" is outside approved spending categories
Reused-reference / ghost supplier
£60,000
Blocked · blocked
Fraud score 100
Blocked by fraud engine (score 100)
Founder salary metering
Monthly (2 directors)
£8,000
Approved budget
£96,000
Released so far
£8,000
Months left
11
Salary releases one month at a time and can never exceed the approved budget.
Private liquidity settlement
Selling
50%
Position value
£2,360
Platform spread
£47
Net to seller
£2,313
Visible only to: seller, admin, company, existing_investors. Never the public market.
Revenue architecture (founder-friendly)
Engines are real and deterministic. Identity (Sumsub/Onfido), payments (Stripe), chain (Polygon) and signing (DocuSign) are integrated as typed seams, not live in this demo. No real funds move.