How fractional ownership works
4 min read · updated July 2026
Fractional ownership means owning a small share of something valuable rather than the whole thing. It's how you can own a slice of a £20 million hotel with £50. Here's how it works.
Splitting an asset into units
A company or project is divided into many equal units. If a development is split into 100,000 units and you buy 500, you own 0.5% of it. Your money buys units; your units are your share of the value.
Why it matters
It removes the biggest barrier to investing: needing a lot of money. Fractional ownership lets ordinary people access opportunities that were once reserved for the wealthy and institutions.
Selling your fraction
Because your holding is in units, it can be transferred. Savvy Mango offers a private secondary market so you can sell your units to other investors rather than being locked in until the end.
Common questions
Do I legally own part of the company?
Your units represent a real economic stake in the company or project's value. The exact legal structure is set out per opportunity.
Is this the same as crypto?
No. Units are simply a way to divide ownership. You don't need a crypto wallet, and crypto is only ever an optional choice.